Mexican Bean Dip | Restaurant Style Bean Dip

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Mexican restaurant style bean dip turns a simple can of refried beans into something so savory and perfect for dipping tortilla chips. 

Mexican bean dip in a skillet

I don’t know what it is about bean dip, but I just can’t get enough of it! It’s one of those things that I can’t have just one chip. And when the dip and chips are gone, manners are out the window, and you might catch me using my finger to scrape off the edge of that pan.  I. Just. Can’t. Stop.

This particular recipe comes from my super popular recipe post on How To Make Canned Refried Beans Taste Like the Restaurants. With just a couple of easy add-ins, you can get restaurant-style refried beans from a can!

hot bean dip in a skillet

Is bean dip just refried beans?

Sometimes plain old refried beans are used as a bean dip, but where is the fun in that? By adding ingredients like sour cream or even cream cheese, and hot sauce, then stirring in melted Mexican cheeses, homemade bean dip is much tastier! Cheesy bean dip is definitely more than just refried beans.

Serve it as is, with tortilla chips or Frito’s, or garnish it up if you’d like!

Chips and bean dip

What is the difference between beans and refried beans?

Refried beans are beans typically cooked in a bit of lard and seasonings. So, that breaks the beans down even more and creates a mashed bean mix. Regular beans are simply beans by themselves, usually just boiled until cooked. Using canned refried beans is easy and makes this homemade bean dip within minutes. No need to boil beans for hours then refry and mash them.



ingredients for Mexican bean dip

What is bean dip made of?

The ingredients in this Mexican bean dip are super simple:

  • Refried Beans – canned refried beans can be found in the ethnic food aisle at the grocery store.
  • Sour Cream – adds flavor and creaminess to the dip
  • Hot Sauce – spice it up or tone it down, your choice for your taste.
  • Mexican Cheese Blend – buy prepackaged, or, even better to grate your own.

How do you make refried bean dip?

Mixing ingredients for bean dip

Mix your refried beans, hot sauce, and sour cream together in a bowl.

adding cheese on top of the bean dip

Spread the bean mixture into a cast-iron skillet or shallow baking dish. Top with the shredded Mexican cheeses over the top.

a hot skillet full of bean dip with melted cheese on top

Now it is ready to bake which takes about 6-8 minutes.

Mexican bean dip with tortilla chips on top

Plain or garnished?

Truth be told, the four ingredient version with just cheese melted on top is great as is. Nothing beats melted cheese when you get right down to it. But don’t feel like you can’t dress it up a bit too with some colorful garnishes.

garnish for bean dip

How to garnish refried bean dip

But if you are looking for a way to make refried bean dip taste even better you can also garnish it with all sorts of things.
  • Onions – green onions/shallots, white, yellow red onion – you pick!
  • Cilantro – I know love for cilantro is debatable, but if you are a fan like me, sprinkle some on top!
  • Pico de Gallo – fresh tomato, onion, and peppers are always a great bet!
  • Salsa – serve alongside for added dipping.
  • Jalapeños – spice it up with fresh or pickled peppers!


chips for bean dip

Get those tortilla chips ready and get to dippin’!

garnished bean dip

How long does bean dip last?

Bean dip is best used when you make it, but if you do need to store it, then use an airtight container and keep it in the fridge. It will last up to three days, but I don’t recommend keeping it longer than that. Beans tend to be extremely susceptible to getting moldy. If you want to freeze it, then that is an option. Try and use it within 30 days. 

As far as how long you can leave it out when serving it, then a couple of hours is not a problem. You just have to watch out for those double dippers!

Mexican restaurant style bean dip

Love it? Pin it!

Don’t forget where you found this simple and delicious restaurant-style bean dip recipe! Pin it to your favorite Pinterest appetizer recipe board before you go!


Chips and bean dip

Is bean dip served hot or cold?

While you can serve this bean dip cold, warm to hot is much better. That is the way they do it in your favorite Mexican restaurants, right? It helps make the bean dip even creamier and the melted cheese stays melted and mixed into the beans.

overhead of Mexican Layered Bean Dip
If you intend to use this bean dip recipe for a cold layered bean dip, it works just fine! I recommend checking out my layered bean dip recipe, too.

Texas Trash Dip on a chip

Can I use cream cheese for Mexican restaurant-style bean dip instead of sour cream?

If you want, using cream cheese instead of sour cream is also an option. I call that my Texas Trash Warm Bean Dip  – it’s one of my most popular recipes!
dipping chips in bean dip
No matter how you make it and serve it, I hope that you give this one a try. I mean – look at that cheese….



More bean dip recipes to love

Looking for other ways to enjoy bean dip? I have several:


20+ Dang Delicious Dips

So many DANG DELICIOUS DIPS to enjoy!!

Mexican bean dip in a skillet

Let’s whip up some Restaurant Style Bean Dip!      M. logo An Affair from the Heart

Mexican restaurant style bean dip with tortilla chips
4.50 from 30 votes
Print Recipe

Restaurant Style Bean Dip

Mexican restaurant style bean dip turns a simple can of refried beans into something so savory and perfect for dipping tortilla chips. 
Prep Time5 minutes
Cook Time8 minutes
Total Time13 minutes
Cuisine: Mexican
Keyword: bean dip recipe, cheesy bean dip, homemade bean dip, Mexican bean dip, Mexican restaurant bean dip recipe, refried bean dip, refried bean dip recipe, Restaurant Style Bean bean dip, uses canned refried beans
Servings: 8
Calories: 172kcal
Author: Michaela Kenkel


  • 16 ounce can Refried Beans
  • cup sour cream
  • 1-3 teaspoons of hot sauce depending on the heat you want
  • 8 ounce package of Mexican Blend Cheese


  • Preheat oven to 375 degrees F.
  • Combine refried beans, sour cream and hot sauce, in a bowl.
  • Spread into an 8x8 baking dish or small cast-iron skillet.
  • Sprinkle with shredded cheese.
  • Bake until cheese is melted and beans are hot and bubbly around the edges. (About 6-8 minutes or so.)
  • Serve with chips.
  • Optional Garnishes: jalapeño, onions, cilantro, pico, salsa.


Store in an airtight container in the fridge for up to 3 days. Freeze for up to one month.


Serving: 1g | Calories: 172kcal | Carbohydrates: 9g | Protein: 10g | Fat: 11g | Saturated Fat: 6g | Polyunsaturated Fat: 4g | Cholesterol: 33mg | Sodium: 309mg | Fiber: 2g | Sugar: 1g

This recipe was originally posted on January 20, 2015. It has been updated to improve user experience and re-shared on May 2, 2022. 

Bean Dip

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  1. My kids raved about this, said it’s as good as the one we usually ordered from our favorite Mexican restaurant.

  2. I love the idea of a hot dip like this. Can’t go wrong with hot cheese! My family will love this.

  3. Amazing dip! Just served this with a big bag of tortilla chips. Need to make another batch soon.

  4. I have this in the oven now, I am chomping at the bit to get at it, I might not share! LOL! I’ve made this before and it’s so very good!

  5. Hi. I’m sure it’s just me, and something I did to mess it up somehow, but I used one can of refried beans and added the 1/3 cup of sour cream, but it was WAY too sour cream-y. The bean mixture was super loose and liquidy, so I added another 16-ounce can of beans and it’s STILL kinda watery. It seems like 1/3 cup of sour cream is a lot for only one 16-ounce can of beans (it thinned them out so much and made them loose), but it works for everyone else. So… What did I do wrong? This recipe sounds awesome!

  6. Just bought a can of refried beans yesterday to do the same thing. Its so easy. I was meant to find your site. Im so excited to see all your recipes, thanks again.

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