Texas Trash Dip (Warm Bean Dip)

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What’s Texas Trash Dip? It’s a creamy warm bean dip packed with flavor and topped with all sorts of ooey gooey cheese, baked to dipping perfection.  I could make a meal out of this dip!

Texas Trash Dip An Affair from the Heart

I truly have no idea where the name of this dip came from or why it’s called “trash” when clearly it’s full of nothing but ooey-gooey cheesy GOODness.  I have seen it everywhere, from Pinterest to just about every church cookbook.  

Some versions differ slightly, but this is the one we are fond of.  I mean, what’s not to love?  Refried beans, cream cheese, sour cream, taco seasoning and lots of CHEESE!



This is a go-to for me when we have company over, or when I need to take something to a get-together.  What makes it easy is you can whip it up way ahead of time, using a disposable foil baking dish and there is no mess when you’re done.  Nothing to clean up, once the last little bit of dip is gone, simply recycle the pan, done and done!


Box Tops for Education:

Hefty® and Reynolds® are always there when you need them, and now you can save your school and your kitchen at the same time!  I am sure, by now, you have heard about Box Tops for Education?  



Get School Supplied

So many products we purchase every day have that little clip-able box top square, and collecting them is so easy, and beneficial to our kids’ schools!


Box Tops for Education

We are seasoned pros when it comes to clipping the box tops from the products we use all of the time.  Box Tops for Education is one of America’s largest school earnings loyalty programs  and  has contributed millions of dollars to participating schools since the launch of the program in 1996.

There are no stipulations on what the schools spend money on.  Each box top is worth 10 cents to your school, let me tell you, that adds up FAST.   We keep a little plastic container in one of our kitchen drawers, and clip them off as the products are used, drop them in, and take them to school when the container gets full.  

Our school has used the money from box tops for everything from playground equipment to computers.


Texas Trash Dip An Affair from the Heart

^^ LOVE IT?  PIN IT!! ^^


We had some family over for a pool day a couple of weeks ago, and I whipped up this bean dip that morning, and popped it in the oven that afternoon for a poolside snack. To say it didn’t last long would be an understatement! But it never does.



What’s In Texas Trash Dip (Warm Bean Dip)?

  • refried beans
  • cream cheese
  • sour cream
  • taco seasoning
  • two kinds of cheese


It worked perfectly to use a disposable foil pan!


Texas Trash Dip

I loved the red, white and blue tortilla chips I found in the deli at the grocery!




Texas Trash Dip

The dip was a hit with the company we had over and the easy clean up was a big bonus for me!



20+ Dang Delicious Dips
So many Dip Recipes in one place it’ll blow your mind! Click on the photo to see them all!


Did you know that Dips are kinda my thing?? It’s true!! Some of my MOST POPULAR recipes are dips.  This one here, the Texas Trash Dip?  It’s in my top 5 recipes every day! 

I decided to put together a little round up of my favorite dips. Click on that photo up above, and see all of my dip recipes!!



Restaurant Style Refried Beans
Want to see how to turn that can of refried beans into restaurant style beans? Click on the picture!

Speaking of popular.  These refried beans here?  They are another of my top daily recipes.  I figured I would tell you about them since you were here looking at a warm bean dip recipe.   

You can take one can of refried beans, and make them taste JUST like the ones at the restaurant.  Promise!!



Texas Trash Dip


I think it would be perfect to take to those 4th of July get togethers, don’t you?  Don’t forget to save the box tops for YOUR school off of the Reynolds® and Hefty® products that are sure to be making all of our lives a little bit cleaner and easier this long weekend!







Texas Trash (Warm Bean Dip)

Texas Trash Dip on a chip

Creamy bean dip packed with flavor and topped with all sorts of ooey gooey cheese, baked to dipping perfection. I could make a meal out of this dip!

Prep Time 10 minutes
Cook Time 30 minutes
Total Time 40 minutes


  • 2 (16 ounce) cans of refried beans - I use Old El Paso Spicy Fat Free
  • 1 (8 ounce) package cream cheese
  • 1 cup sour cream
  • 1 Taco Seasoning packet
  • 2 cups shredded Monterey Jack cheese
  • 2 cups shredded Cheddar cheese


  • Preheat oven to 350 degrees.
  • With a mixer, whip together cream cheese, beans, taco seasoning and sour cream until smooth. Spread into a 9x13 EZ Foil® by Hefty® Bakeware Pan. Sprinkle with both shredded cheeses, and bake for 25-30 minutes, or until cheese is slightly brown and dip is hot and bubbly around the edges.
  • Serve with tortilla chips.
  • Notes

    Reduce the fat and calories by using low fat/no fat refried beans sour cream and cream cheese if desired.

    Nutrition Information:



    Serving Size:


    Amount Per Serving: Calories: 187Total Fat: 14gSaturated Fat: 8gTrans Fat: 0gUnsaturated Fat: 5gCholesterol: 40mgSodium: 426mgCarbohydrates: 6gFiber: 1gSugar: 1gProtein: 9g

    Nutrition isn't always accurate.


    I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.


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    1. I’m going to have to go to the grocery store now for the ingredients to make this dip. It looks so. good. Even better? I know I’ll be earning a lot of great box tops for my kids on products I regularly need and use.

    2. Dips are my favorite thing to make for parties! And im always looking for new ideas and this looks amazing! Plus my kids thinks the name is cool!

      1. I have not tried it – but I think it would work? If you try it please let me know!!

    3. Delicious dip! Family loved it!
      Added some cumin and hot sauce for the spice-loving people.

    4. This is fantatistic! Seriously, the yum factor is out of this world. I use a super sharp cheddar and Colby jack for the cheeses and substitute 1 can of lightly drained spicy chili beans for one o the cans of refried beans. Sometimes I add more taco seasoning. Next time I make it I’m going to add chorizo and sub pepper jack for the Colby jack.

      1. I have never tried it? I think it would? If you try it will you come back and let me know the results?

      2. I made a rendition of this (of course I had to put my own twist) and did it in my crock pot. It turned out amazing! I do my cooking with patience, so I did the crock on low for 3- 4 hours while I made the rest of the party foods.

    5. Have you ever made this with lower fat or fat free cream cheese and or sour cream? I have a diet conscience guest coming and thought maybe I could make two versions… just wondering how it would be texture and taste wise without the fat

      1. It works both ways. You can use fat free refried beans too. It might. It be quite as thick, but it will be fine!

    6. There is nothing better than opening your page when I have no clue or simply run out o ideas, and I find something delicious and easy to make. Thanks

      1. Comments like this make everything I do so worth it! Thank you, Estela!

      1. I personally have never put hamburger in it. But I bet it would be delicious!! Let me know if you try it?

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