Preheat oven to 375 degrees, line muffin tin with liners.
In a medium sized bowl, combine all of the ingredients for the topping, using your fingers or a couple of forks, incorporate the butter into the dry ingredients. Set aside.
In a mixing bowl, whisk together bananas, pumpkin, eggs, oil, honey and sugar until smooth.
In another bowl whisk together flour, soda, powder and spices.
Slowly mix dry ingredients into wet ingredients until combined.
Fill muffin cups about 2/3 full. Top with a generous teaspoon of topping.
Bake for about 19 minutes, or until toothpick inserted in center comes out clean.